Hard Money & Construction Financing — All 50 States
Fix N Flip & Ground Up
Construction Loans
We represent YOU — the borrower. No credit check required on most programs. Whether you're an experienced investor or doing your very first fix and flip, we have a hard money loan program that works for your deal.
Program 1 — Hard Money Fix and Flip
Fix N Flip Loans
We offer Fix N Flip hard money loans for all borrowers — experienced real estate investors and first-timers alike. Our programs cover 100% of the purchase price and 100% of the rehab costs on qualified deals. No credit check required. Fast closings available. Loan amounts from $50,000 to $500 million in all 50 states, Canada, and the Caribbean.
What's Included
100% of the Purchase Price financed on qualified deals
100% of the Rehab / Fix costs covered — materials and labor
Deferred interest — accrues during the project, paid when you sell
Deferred closing costs if you qualify — keep more cash in your pocket
First-time fix-and-flip programs — no experience required
Challenged or bad credit? Hard money programs available for you
Who Can Apply
Experienced real estate investors and house flippers
First-time fix-and-flippers — no track record needed
Borrowers with challenged, bad, or no credit
Investors in all 50 states
Investors in Canada & the Caribbean
Loan amounts from $50K to $500M — small and large deals
No Credit Check Required — Challenged Credit Welcome
Bad credit? No credit? Doing your first fix and flip? We have hard money loan programs built for your situation. Don't let your credit score stop you from building wealth through real estate. We represent you — the borrower — and through our network of lenders, we connect you with the right fix and flip loan for your deal. Soft credit pull only on programs that require it.
Program 2 — Ground Up Construction Financing
Ground Up Construction Loans
Building from the ground up? Our ground up construction loans finance up to 90% of the total project cost — including land costs and soft costs like permits, architectural drawings, and engineering reports. No credit check required. Available in all 50 states, Canada, and the Caribbean for residential and commercial projects.
What's Included
Up to 90% of total project cost financed — including land
Land costs included — you don't need to own the land first
Soft costs covered — permits, architectural drawings, engineering
Deferred interest — accrues during construction, paid at sale or refi
Deferred closing costs if you qualify
Available in all 50 states, Canada & the Caribbean
Property Types We Finance
Single-family residential — new construction
Multi-family (2–4 units)
Apartment buildings and multifamily complexes
Mixed-use developments
Commercial buildings and retail
Custom homes and spec homes
Both Programs — Deferred Interest & Deferred Closing Costs
Both the Fix N Flip and Ground Up Construction programs offer deferred interest and deferred closing costs if you qualify. That means you keep more cash in your pocket during the project and pay when you sell or refinance — not before. Ask us about fast-close options for time-sensitive deals.
Ready to Get Funded Fast?
Available 7 days a week — call, text, or email us today. No credit check to get started.